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Faster banking transactions with Unionbank Online
Online banking, also known as internet banking or e-banking, refers to the digital platform provided by banks and financial institutions that allows customers to manage their financial accounts and perform various banking transactions over the internet. Here are some links to some key aspects of online banking.
E-banking will speed up and safeguard your transactions while providing you with real-time updates. The first step to attaining your financial objectives is realizing the value of online banking.
It’s a good thing that there are already apps like UB Online Banking available because when the pandemic drove everyone to stay indoors, digital banking became the new standard. In fact, the Bangko Sentral ng Pilipinas (BSP) predicts that the Philippines would become a coinless society by 2025.
As one of the top Philippine digital banks, UnionBank features an app that strives to ensure to be a one-stop shop for all of your online banking requirements. Here is a detailed instruction on how to conduct banking transactions solely through your smartphone to assist you in getting started.
With some basic precautions, online banking can be both convenient and offer security features that protect your personal information and money. Many banks offer two-factor or biometric authentication, use end-to-end encryption and monitor for unauthorized access.
Unionbank Online Features
UnionBank is one of the easiest-to-use banking apps because of their significant investment in digitization and security. You may perform practically all banking tasks via their mobile app, from opening an account to managing your credit card transactions.
Union Bank offers a range of online banking features to its customers. Please note that these various bank features may have evolved or changed since then. Here are some common online banking features that Union Bank or other banks typically provide:
- Open Bank Account Online
To open an account, you don’t need to visit the bank armed with your folder of prerequisites. With only a few touches on your smartphone, you can accomplish this. Customers can apply for various banking products online, such as new accounts, credit cards, loans, and more.
- Account Access
Customers can log in to their online banking accounts to access information about their account balances, transaction history, and other account details.
- Bill Payments and Buy Load
Customers can use online banking to pay bills, including utilities, credit card bills, loans, and more. This can be a convenient way to manage and schedule regular payments. Choose from more than 700 billers and purchase load from the country’s top network providers.
- Fund Transfers
Online banking allows customers to transfer funds between their own accounts within the bank. They can also make transfers to accounts in other banks through services like wire transfers, ACH transfers, or person-to-person transfers.
- Send Money Abroad
The SWIFT Fund Transfer tool allows you to send money to any bank in the world.
- Mobile Banking
Many banks, including Union Bank, offer mobile apps that allow customers to perform various banking tasks on their smartphones or tablets, including checking balances, transferring funds, and depositing checks using the device’s camera.
- Online Statements
Customers can view and download their account statements electronically, which can help reduce paper clutter and provide easy access to historical transaction records.
- Account Management
The UnionBank app lets you adjust notifications, change your information, set up account alerts and notifications, and manage their account preferences online, and upload a profile picture, which is not possible with other banking apps.
- Deposit Services
Some online banking platforms offer the ability to remotely deposit checks by taking a photo of the check using a smartphone’s camera.
- Secure Messaging
Online banking platforms often provide a secure messaging system that allows customers to communicate with bank representatives and inquire about account-related matters.
- Security Features
Online banking typically includes security measures such as multi-factor authentication, encryption, and other safeguards to protect customer information and transactions. To safeguard your app, you can use a One-Time Password (OTP), a biometric using fingertips login, or UnionBank’s own OTP generator. Your fingerprint or face ID can be used to get into your UB Online Banking account.
- Budgeting and Financial Tools
The Union Bank app allows you to check your unpaid balance, lock your card, establish a spending limit, set up budgets, analyze financial habits, and access more services
- Customer Support
Online banking platforms often have customer support features, such as live chat, FAQs, and customer service contact information.
- Withdraw without your Card
Without a card, you can withdraw money from any UnionBank ATM.
- Buy Insurance
You can be insured and purchase an insurance policy via the UnionBank Online Marketplace. To find the one that offers the best value for your money, you can even compare various policies.
- Buy Crypto
Now, you can directly purchase and trade Bitcoin from the mobile bank. Since last year, this capability has been made available to randomly chosen UnionBank app users.
The Huawei AppGallery, Google Play, and App Store all provide the UnionBank Online Banking app. Utilize the links below to download it:
An Online Registration Guide with UnionBank Online
Are you prepared to change how you bank? Prepare these, then contact us!Account information (Bank Account, Credit Card, Debit Card, Loan Reference, Card Reference, UITF Account, or Prepaid Card Number), a mobile number, and an email address.
Follow this guide to register and enroll:
- Download the UnionBank Online app from your App Store or access the website at online.unionbankph.com in your browser
- If you’re using the website, select “Sign up now” and click “I already have an account”
- If your using the app in your mobile phone, select “Sign up using an existing account”
- Key in your account details
- Key in the One Time PIN sent to your mobile number
- Confirm your email address by accessing the link
- Your profile should be set up!
You can use UnionBank Online to check your balance, send money to all significant local banks and e-wallets, pay bills, purchase load, make deposits, set savings objectives, and more.
How to know if account is activated
A reference code and email notification will be issued to you. To activate your account, enter the code when you in onto your UB Online profile. When the account appears on your dashboard, it has been activated and is prepared for usage.
How to use the Union Bank Online Banking App
Once your UnionBank savings account has been activated, you can now access all of the app’s functionalities. From sending money to paying your bills, you may complete all your banking transactions at home using your smartphone device.
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The UB Online Banking site and app is a strong competitor if you’re seeking for an all-purpose banking solution.
There is no reason not to become familiar with digital banking with the variety of possibilities available to you. Your smartphone only needs a few clicks to do the task!
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